[1]范刘珊.交易成本视角下对林权抵押贷款模式探析[J].现代农业研究,2019,(10):92-94.
　Fan Liushan.Analysis of Forest Right Mortgage Loan Model from the Perspective of Transaction Cost[J].Modern Agricultural Research,2019,(10):92-94.
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交易成本视角下对林权抵押贷款模式探析
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《现代农业研究》[ISSN:1006-6977/CN:61-1281/TN]

卷:
期数:
2019年10期
页码:
92-94
栏目:
林业科学
出版日期:
2019-10-15

文章信息/Info

Title:
Analysis of Forest Right Mortgage Loan Model from the Perspective of Transaction Cost
作者:
范刘珊
福州外语外贸学院350202
Author(s):
Fan Liushan
Fuzhou University of International Studies and Trade 350202
关键词:
交易成本; 金融联结; 林权抵押贷款; 乡村中介组织
Keywords:
transaction cost;  financial linkage;  forest right mortgage loan;  rural intermediary organization
摘要:
基于交易成本视角分析不确定性是正规金融制度安排下农户林权抵押贷款高交易成 本产生的原因。而金融联结通过融合正规金融机构的资金规模优势和乡村中介组织的地方信 息的优势、担保优势、交易成本的优势互补而得以将金融机构贷款有效投入到农村市场。因此， 通过金融联结的农村信贷制度的创新林权抵押贷款模式，形成有效的治理结构来降低林权抵押 贷款的交易费用，进而缓解林农的信贷约束。这对于推动林权制度改革, 促进我国林业产业的 可持续发展是具有极其深远的意义。
Abstract:
The analysis of uncertainty based on transaction cost is the reason of high transaction cost of farmers' forest right mortgage loan under the arrangement of formal financial system.By integrating the capital scale advantages of formal financial institutions with the complementary advantages of local infor? mation, guarantee advantages and transaction costs of rural intermediary organizations, financial linkage can effectively invest the loans of financial institutions into the rural market.Therefore, thus easing the credit constraint of forest farmers.It is of far-reaching significance to promote the reform of forest right system and promote the sustainable development of forestry industry in China.

参考文献/References:

[1] 陈玲芳,谢八妹.交易成本视角下的林权抵押贷款惜贷现 象分析[J].中国林业经济,2010(05):29-31. [2] Will iamson, O. E.:The Economic Institution of Capitalism: Firms, Markets, Relational Contracting. New York:Free Press, 1985. [3] 钟甫宁, 纪月清.土地产权、非农就业机会与农户农业生产 投资[J].经济研究,2009,44(12):43-51. [4] 金银亮.林权抵押、信贷约束与林农信贷可得性—基于一 个静态博弈模型的分析[J].林业经济问题，2017，37（03）： 51-54. [5] Chaves R A, Claudio Gonzalez-Vega. 1996. The design of successful rural financial intermediaries: Evidence from Indonesia[ J]. World Development, 24(1):65-78.

备注/Memo

备注/Memo:
作者简介：范刘珊（1988-），女，福建南平，汉族，硕士，福州外语外贸学院讲师，研究方向：农村金融。
更新日期/Last Update: 1900-01-01